25 Frugal Living Ideas So You Can Save Money and Pay Off Debt

Day-to-Day Living

  • Get a library card. Instead of shelling out money on books and DVD’s, you can borrow them for free at your local library. Many libraries have a great selection of the latest books, music, and movies. And the great thing about borrowing a book or a movie is if you didn’t enjoy it, you won’t have to beat yourself up for spending money on something you’ll likely never read or watch again.
  • Cancel magazine and newspaper subscriptions. With the advent of the internet, we can easily access news, information and entertainment online for free, making costly subscriptions exactly that: costly.
  • Nip your bad habits in the bud. Cutting back on smoking, limiting your alcohol consumption, and reigning in your junk food habit are great ways to save money. Cigarettes, alcohol and fancy coffees eat up a large chunk of your budget, and they aren’t adding to your health either. Cut back – or cut out – on these bad habits and watch your health and finances improve month by month.
  • Find a side hustle. You can bring in extra cash by capitalizing on a hobby you enjoy, or a skill set you have. For example, if you’re a good writer, consider freelancing articles for blogs, newspapers, media outlets, or on a freelancer website. If you’re crafty, consider selling your creations on Etsy
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